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News
Sell your house in Spain without problems: The essential documentation you need
 29

  JUL

Sell your house in Spain without problems: The essential documentation you need

At Unlimit Group we understand how important it is to have advice and support throughout the entire sales process. Our goal is to provide you with the knowledge you need to make informed decisions and achieve the best possible outcome when selling your property, so get ready to take the first step towards a successful real estate transaction in Spain with the confidence that Unlimit provides you with!

You may be wondering,
What documentation do I need to have in order to sell my property? 

1. Title of your property.

In order to change the ownership of the property it is VERY IMPORTANT to have your property title. When you manage to get the future buyer of your house, your lawyer will ask you for a COPY of the deeds. Don't expect to have this until the end, if you decide to sell your house this is paramount. 

Can't find that copy? Don't worry, there are several ways you can get it back. If you bought your property through a lawyer, there is a chance that he can provide you with your copy. If you bought with a mortgage, you can check with your bank, or with the same notary you used at the time, they will be able to provide you with the copy.

Forgot the name of the notary? It is very likely that you can find it in the nota simple, this document is very essential at the time of drafting a private contract of sale.

2. The energy efficiency certificate

Since 2013, it is very important to provide the energy efficiency certificate, without this certificate it is impossible to sell. This is a report that indicates the efficiency of energy consumption of a house. The houses get a rating in the ranges from A to G.

The certificate is valid for 10 years, unless changes have been made to the property. The costs of this survey depend on the size of the house and vary between 100 and 500 euros. The costs are borne by the seller. It is possible to deduct these costs for the capital gains tax. 

3. Proof of mortgage cancellation

If the mortgage is paid off, it is enough to show the document that proves it, in case it is not so, the mortgage must be cancelled and paid, so the new owner of the house can register without problem the property in his name, this is done at the notary when registering the sale.

4. Last paid invoices

The seller has to provide copies of the last paid bills, such as gas, water, electricity, etc. Everything must be up to date in order to sell your property.

5. IBI

All property owners must pay IBI, it applies to residents and non-residents. The IBI varies according to the town hall, the cadastral value of the property is the basis for the IBI. The seller has to provide a certificate stating that the IBI payments are up to date. The IBI is paid once a year.

6. Community related documents

This applies if something is sold in a community with shared common facilities, in this case there is a community of owners. Each owner has to pay the common expenses, the administrator of the community must issue you a certificate of payment.

7. Certificate of Habitability

This document certifies that the property meets the habitability requirements of the town hall. These documents are issued by the town hall to a builder when a new construction is finished, the document expires after 5 years. Then, the owner of the house has to renew the certificate. In that case, the town hall will issue a "second occupancy license". An important document, since the buyer cannot take care of his water contract if he does not have it.

Thank you for taking the time to read our article. At Unlimit Group, we value your trust in us and are committed to providing you with exceptional service at all times.

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